This tip is a personal one, not made by anyone else. CRBC, I've held this stock on and off 2 years.. I know its patterns pretty well. Its currently around the .80 range but earning come out in October and there will be a run up.

The company is based in Michigan, its a solid bank and while Michigan has been hit hard I know the company has been stable. You can at least play the run up to $1.20 for a 50% gain on investment and possibly more. Long term its going to $4.00.