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    vtec 05dc5s's Avatar
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    Quote Originally Posted by Echonova View Post
    Indeed. It offers a freedom that is indescribable.


    It was the last thing to be paid off, and it ain't the greatest if I'm being honest. But it's mine. Free and clear. A brick fascia can't make that better.




    'Cept for the taxes. But we all have that burden.
    Greatest home or not owning it is "winning". The misconception that a home is in an investments and the lack of understanding on the total cost of a home with the finance charges is so misunderstood its amazing. Few have the discipline to purchase a home they can own outright and even fewer have analyzed it to the point to recognize it's far better to purchase a lesser home initially and pay it off quickly. The money saved on interest along along with allowing "real" equity to develope can have them truly owning a very nice home.
    Twisted Loop Racing

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    Who is John Galt? Echonova's Avatar
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    Quote Originally Posted by 05dc5s View Post
    Greatest home or not owning it is "winning". The misconception that a home is in an investments and the lack of understanding on the total cost of a home with the finance charges is so misunderstood its amazing. Few have the discipline to purchase a home they can own outright and even fewer have analyzed it to the point to recognize it's far better to purchase a lesser home initially and pay it off quickly. The money saved on interest along along with allowing "real" equity to develope can have them truly owning a very nice home.
    Indeed, the home suits our needs for now. "Needs" being the operative word. Wants will come later, after my 3 kids colleges are paid for and my retirement is fully funded. I don't need to show my ass to prove I'm better than anyone.

    Because anyone can do what I've done. I'm not special. All it takes is patience and a smidgen of self-control.

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    vtec 05dc5s's Avatar
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    Quote Originally Posted by Echonova View Post
    Indeed, the home suits our needs for now. "Needs" being the operative word. Wants will come later, after my 3 kids colleges are paid for and my retirement is fully funded. I don't need to show my ass to prove I'm better than anyone.

    Because anyone can do what I've done. I'm not special. All it takes is patience and a smidgen of self-control.
    I'd say grasping the concept of delayed gratification would make you at least a lil special. Denying yourself that is a bit unfair as nearly everyone is born with potential to do many things, it's just a matter of doing them that counts. IMHO it's far better to accomplish things with your desire as opposed to your "talent" or "potential".
    Twisted Loop Racing

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    Who is John Galt? Echonova's Avatar
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    Quote Originally Posted by 05dc5s View Post
    I'd say grasping the concept of delayed gratification would make you at least a lil special. Denying yourself that is a bit unfair as nearly everyone is born with potential to do many things, it's just a matter of doing them that counts. IMHO it's far better to accomplish things with your desire as opposed to your "talent" or "potential".
    Meh... I've led a blessed life. I've pissed away more money than I care to think about. It wasn't until I hit bottom that I decided I didn't like it there. Since that day, the money has come back (to a degree) but the thought pattern is now different. It brings a peace that cannot be put into words. Could I "afford" more toys now? Sure... To what end? Toys are nothing but that. If the economy were to hit a double dip/depression tomorrow, I'll be just fine.

    How many people can truly say that?

    When you love what you do, it ceases to be a job.


    I don't have a job.




    People pay me to do what I love. What else (besides family of course) is there?

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