Thanks for the input.

Personally, had I not signed up for the puppy wellness plan, I would've had to fork out over $600 for her vaccinations every 3 weeks and her spay, plus she's fragile and fell off the couch and hurt herself and it was free to get her checked out. Paying $20/month gives me the peace of mind to know that if something more serious ever happens or she takes another tumble, I don't have to have hundreds stashed away for an emergency office visit. That's not to say I won't have to fork out money for x-rays or major surgery, but it does include free office visits, regular exams, vaccinations, spay/neuter, dental care, lab work and discounts on other services.

As far as it being "corporate medicine", my husband and I are on an HMO ourselves, so although I love my baby girl dearly I'm fine with taking her to Banfield over a private veterinary practice, it's just proved to be the more convenient and affordable alternative for us thus far. Plus, they are really nice and Minnie likes going to PetSmart...it means she gets treats!