I thought you said you did believe in an afterlife, just not the one "religion" foretells about?
The point is NOT to be easy, it's to believe when others don't that proves you truly believe in something.
BTW, role reversal: You could also sit there and tell yourself that if there was NO GOD, somehow you should receive final confirmation of that somehow. How long do you think you'd be waiting for that? Probably not long because you honestly BELIEVE God doesn't exist. How come you can have that kind of "faith" on nothing, yet profess that it's silly to believe in something you can't see? Aren't you doing the same thing only in reverse?
How's that a test of faith? Find anywhere in the Bible or anywhere else where it says that if you jump off a cliff and you are a true believer God will miraculously save you somehow. Find any passage that mentions people committing suicide is a way to show "faith".