wow i was in this exact situation 2 1/2 years ago.. thank god i am a paralegal for a closing attorney.. lol but a quit claim deed will take her off title but WILL NOT remove her from the loan.. you will have to refi for her to be completely off everything.. which if you are keeping the home then a quit claim deed will work but like i said she will still be on the loan.. so if you default then it screws up her credit as well.. my ex kept the house because he has a little boy and i just couldnt make him move out.. anywho.. find a broker.. tell them what you are looking for.. i have a few that i work close with if you want that info just pm me.. they should be able to find a new lender that will save you money and get that psycho hoochie off your back.. its never a fun situation and i feel your pain.. my adivce to all.. never buy a house/condo/townhome with someone til you are married... you never know whats going to happen and if you get screwed then you are responible..