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Thread: What kind of home loan do you have?

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  1. 09-13-2005, 10:48 AM #1
    4dmin
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    Default What kind of home loan do you have?

    What kind of home loan do you have? (i figured it would be a good topic to disscuss)

    I have a 80/20 fixed for 5 years, so when when wifey starts making $$$ and finishes school we'll just refi.
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  2. 09-13-2005, 10:58 AM #2
    chmura
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    nice... I have most of them...lol

    except for interest only....
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  3. 09-13-2005, 12:17 PM #3
    Kristi
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    i have the typically 30 year mortgage at 6% interest fixed
    Seen it all, done it all, can't remember most of it!

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  4. 09-13-2005, 12:54 PM #4
    ISAtlanta300
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    Ditto
    I got free clear tails with my ride.....
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  5. 09-13-2005, 12:58 PM #5
    EgAndMe
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    i have a VA loan @ 5.75% fixed for 30 years.
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  6. 09-13-2005, 01:26 PM #6
    tony
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    7 year fixed @ 5.25% with 20% down
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  7. 09-13-2005, 05:49 PM #7
    chrisdavis
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    30 year fixed at 6.12%
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  8. 09-13-2005, 06:05 PM #8
    Ricky Martin
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    Quote Originally Posted by chrisdavis
    30 year fixed at 6.12%
    are you sure about that??? I think that is your apr their buddy not you Interest rate...


    My rate.. it sucks for you guys..

    I have an FHA loan 30yr fixed at 3.625.. and I paid absolutely $0.00 in closing costs and bought my home for $20,000 under market value! hahahahahahahahahahahaha

    u all got screwed! well except for klaud..
    chaken is the dark meet.. but chicken, thats the white meet
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  9. 09-13-2005, 08:08 PM #9
    Kevykev
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    Quote Originally Posted by Ricky Martin
    are you sure about that??? I think that is your apr their buddy not you Interest rate...


    My rate.. it sucks for you guys..

    I have an FHA loan 30yr fixed at 3.625.. and I paid absolutely $0.00 in closing costs and bought my home for $20,000 under market value! hahahahahahahahahahahaha

    u all got screwed! well except for klaud..

    Yo you also forgot to mention that you're a gay ass faggot ass BITCH Looking for males ages 18-25 to share the house with!

    Leisa and S. 4 Life NM?
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  10. 09-14-2005, 09:20 AM #10
    chrisdavis
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    Quote Originally Posted by Ricky Martin
    are you sure about that??? I think that is your apr their buddy not you Interest rate...


    u all got screwed! well except for klaud..
    I think so. I just went through my stuff and and it said interest rate 6.125%, and I only found one page that had APR on it. It said 6.740%. Is that right?


    BTW thanks for letting me know you screwed me
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  11. 09-14-2005, 09:26 AM #11
    chmura
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    Quote Originally Posted by chrisdavis


    BTW thanks for letting me know you screwed me


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  12. 09-14-2005, 02:51 PM #12
    ISAtlanta300
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    Quote Originally Posted by Ricky Martin
    are you sure about that??? I think that is your apr their buddy not you Interest rate...


    My rate.. it sucks for you guys..

    I have an FHA loan 30yr fixed at 3.625.. and I paid absolutely $0.00 in closing costs and bought my home for $20,000 under market value! hahahahahahahahahahahaha

    u all got screwed! well except for klaud..

    You got all that shit and still are doing a 30 YEAR loan?? Don't look behind you...you may be getting screwed...
    I got free clear tails with my ride.....
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  13. 09-14-2005, 03:05 PM #13
    Kristi
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    Quote Originally Posted by ISAtlanta300
    You got all that shit and still are doing a 30 YEAR loan?? Don't look behind you...you may be getting screwed...
    Seen it all, done it all, can't remember most of it!

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  14. 09-14-2005, 07:12 PM #14
    Ricky Martin
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    Quote Originally Posted by ISAtlanta300
    You got all that shit and still are doing a 30 YEAR loan?? Don't look behind you...you may be getting screwed...
    thats funny man... but i have the luck to have been my own loan officer, processor, underwriter and sold my loan in secondary! you see it pays to be in the biz and work for a large servicer.. Although I dont work there anymore.. I got the employee hook up.. no screws laying around this house homie
    chaken is the dark meet.. but chicken, thats the white meet
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  15. 09-15-2005, 07:20 AM #15
    chrisdavis
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    Quote Originally Posted by Ricky Martin
    thats funny man... but i have the luck to have been my own loan officer, processor, underwriter and sold my loan in secondary! you see it pays to be in the biz and work for a large servicer.. Although I dont work there anymore.. I got the employee hook up.. no screws laying around this house homie

    I thought maybe he was implying that you should have went with a 15 year loan and saved on the interest. I figured you took the 30 year cuz you plan on selling it. I could be wrong though.
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  16. 09-13-2005, 08:07 PM #16
    Kevykev
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    Quote Originally Posted by chrisdavis
    30 year fixed at 6.12%
    6.125

    Leisa and S. 4 Life NM?
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  17. 09-13-2005, 06:07 PM #17
    Tracy
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    We have interest only right now for 9 years.
    Val for president!

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  18. 09-13-2005, 08:06 PM #18
    Kevykev
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    April Purchase/ 5.125/ Fixed for 5 years.

    Leisa and S. 4 Life NM?
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  19. 09-14-2005, 10:55 AM #19
    Ricky Martin
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    All I meant by that was that I have the bomb rate.... I was only bragging mr chris davis.. at 6.125 with no money down you did good brotha!
    chaken is the dark meet.. but chicken, thats the white meet
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  20. 09-14-2005, 12:47 PM #20
    chrisdavis
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    Quote Originally Posted by Ricky Martin
    All I meant by that was that I have the bomb rate.... I was only bragging mr chris davis.. at 6.125 with no money down you did good brotha!

    I have no complaints
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  21. 09-14-2005, 01:56 PM #21
    Kevykev
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    Quote Originally Posted by chrisdavis
    I have no complaints

    you muthafukin Better NOT, wouldn't wanna have to come over and regulate on that ass!!!

    Leisa and S. 4 Life NM?
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  22. 09-14-2005, 02:01 PM #22
    chrisdavis
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    Quote Originally Posted by Kevykev
    you muthafukin Better NOT, wouldn't wanna have to come over and regulate on that ass!!!

    On your way to regulate can you stop by the store and get me some Shake and Bake for pork chops?
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  23. 09-14-2005, 02:16 PM #23
    Nah Mean?
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    sure thing bud!

    Naaaaaaaaaaaaaah Meeeeeeeeeeeeean?
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