Flagstar offers free checking. Minimum to open is $50. No minimum balance to maintain and no maintenance fees. We are open 7 days a week and have extended hours. Mon-Fri 7:30 am - 7:30 pm, Sat 8:30 -4, Sun 12-4. We also have no cut off times for deposits unlike alot of other banks. So depending on what kind of check, etc..we will credit your account same day until we close. Saturday is also a business day for us..so you can come in all the way until 4 and get credit that evening. We have free online banking and we will give you your first order of checks for free. We offer very competitive CD rates to our customers and will beat other banks rates. If you are interested in opening an account, I can let you know how you can earn $100 right off the bat, plus earn more down the road. I work there so let me know if you have any other questions!Originally Posted by dracc11