lol did i ever say i knew what goes around there umm nope. i just said you didn't either. and no im not biased, i'm not bashing other banks they, i don't go on what my friends told me if i want know something i go find out myself. you were right about one thing we are the BIGGEST, which could be why we get the most neg reps by others like yourself. but when has that stopped us from growing?? so your argument is almost pointless because no matter what you boa will continue to grow by leaps and bounds that is the end of this discussion, well on my part at least, but please i encourage you to tell others how we are horrible bad press or good press its all the same it still gets the name around pz.