ALWAYS insure the car for actual value -- it is not as expensive as it sounds. Would suck to be offered $150 for a car you have 8k in. Just my .02. I don't use any specialty classic insurance --- reason why is they are clueless on the value of imports - that niche sector of insurance is geared around American Muscle cars or EXOTICS. USAA is always good to me - and I lost count on how many cars/trucks I have insured - at least 10.





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