Ruiner = owned again v.2 identity theft again

[ShooterMcGavin]

My phone # listed on the account was a cell phone, so it isn't listed in public records like that. I haven't had a land line in over a year.

Yeah, you would think that a 9k charge after no use after 1.5 years would raise a flag. Who knows...

must be an mbna thing, citi has put a hold on my CC as well as call me whenever they detected "unusual" spending habits.

[speedminded]

must be an mbna thing, citi has put a hold on my CC as well as call me whenever they detected "unusual" spending habits.

Who's says a $9k limo is unusual?

[ShooterMcGavin]

^^^it would be for me

[speedminded]

^^^it would be for me

you know, i try not to do it more than once a week...it looks bad when it's a non-profit organizations money.

[ShooterMcGavin]

^^^el oh el, you're such an upstanding guy

[Ruiner]

must be an mbna thing, citi has put a hold on my CC as well as call me whenever they detected "unusual" spending habits.

No, it did flag, but they didn't make a call. Instead, the merchant had to call in and then the person that using my identity got on the phone, verified the info per the questoins asked, and then also presented a photo id to the merchant. Scary, huh?

[{X}Echo419]

I read all my letters 'cept for these as I hadn't used or activated the new cards in over 1 year. It was an inactive account. I had NO idea that they would (or could) switch cards on me. Go figure.

well, maybe next time you get a letter from the CC Co. you'll read it and take other steps to secure your credit and credit cards.

[speedminded]

^^^el oh el, you're such an upstanding guy

or you can be like what's his name and be personally bankrupt and just live off a sheltered company...all they way down to food, clothes, car [maybach], and house.

[SL65AMG]

my best friends family got screwed for $70,000 dollars in credit card fraud. AND they are stuck with paying it off.


so i hope for your sake that you dont have to pay it. granted theres a slight difference between 9,000 and 70,000 but it still sucks ass

[brads94accord]

my best friends family got screwed for $70,000 dollars in credit card fraud. AND they are stuck with paying it off.


so i hope for your sake that you dont have to pay it. granted theres a slight difference between 9,000 and 70,000 but it still sucks ass

there's more to the story than mentioned...people dont just get stuck with 70,000 in credit card fraud....there is a very thorough investigation process that goes on that most people dont know about. the only way you would be responsible for it is if you had some part in it.

[Ruiner]

well, maybe next time you get a letter from the CC Co. you'll read it and take other steps to secure your credit and credit cards.

It wouldn't have mattered. I never physically took possession of the card anyway. It appears that it was somehow stolen before it even got to my mailbox and/or while in my mailbox.

[Ruiner]

my best friends family got screwed for $70,000 dollars in credit card fraud. AND they are stuck with paying it off.


so i hope for your sake that you dont have to pay it. granted theres a slight difference between 9,000 and 70,000 but it still sucks ass

Oh, I am already taken care of. If your friend's family has to pay out $70k, then there is something that you aren't telling me.

[99SI]

talking about them having an id made that happened to my dad. He started getting bills from Home Depot, Lowes, Tweeters, and Circuit City. They opened store accounts in his name. They had ID's with all his info on it with their picture on it, they had a copy at Tweeter's, it was some black dude. They maxed out each of the cards even getting a $5,000 stereo install in their car at Tweeters lol. It took a shit ton of paperwork and filing a police report and the bad thing is that it still shows up on his credit report but is marked as a fraud case. He had never had a credit card, doesn't use the internet at all. They think someone stole their mail one day and apparently were able to get enough info to use. On the credit app they had where he worked, how much he made, the phone number, all the other relevant personal info also. It was some crazy shit.

[Vteckidd]

man that was a fun night. thanks again Ruiner!

justk idding

[Ruiner]

talking about them having an id made that happened to my dad. He started getting bills from Home Depot, Lowes, Tweeters, and Circuit City. They opened store accounts in his name. They had ID's with all his info on it with their picture on it, they had a copy at Tweeter's, it was some black dude. They maxed out each of the cards even getting a $5,000 stereo install in their car at Tweeters lol. It took a shit ton of paperwork and filing a police report and the bad thing is that it still shows up on his credit report but is marked as a fraud case. He had never had a credit card, doesn't use the internet at all. They think someone stole their mail one day and apparently were able to get enough info to use. On the credit app they had where he worked, how much he made, the phone number, all the other relevant personal info also. It was some crazy shit.

No credit card can now be opened under my name/SS# without the credit agency first calling my cell phone.

[Ruiner]

man that was a fun night. thanks again Ruiner!

justk idding

I assure you, the police will be knocking on the door of the person who did this. There is one hell of a paper trail that will link them back. When you do ANYTHING with a limo driver, that activity is logged (such as if you stop for dinner, or at a club, or get taken to a hotel). There are ways to track you down. It's just a matter of time and looking over the paper trail to make connections.

[Vteckidd]

damn str8 and i hope you whoop their ass

[Ruiner]

damn str8 and i hope you whoop their ass

I won't need to whoop anyone's ass. It didn't affect me one bit aside from a quick phone call. The police can deal with this. Is credit card fraud a federal offense? Federal prison is not somewhere where you want to go, that's for sure.

[Vteckidd]

DAMNIT you know what i mean

i hope they die an burn in hell, samuel L jackson style

[Brady]

federal pound me in the ass prison.

[~The_Duke~]

I won't need to whoop anyone's ass. It didn't affect me one bit aside from a quick phone call. The police can deal with this. Is credit card fraud a federal offense? Federal prison is not somewhere where you want to go, that's for sure.

I think if it is over 5g...I think it will be when who ever this is gets caught...

[SL65AMG]

Oh, I am already taken care of. If your friend's family has to pay out $70k, then there is something that you aren't telling me.

idk.... i mean im close to the whole family and i doubt they would be involved.... its fucked up but im 99% sure they had NO part in it... then again...there may be something i dont know

[Ruiner]

idk.... i mean im close to the whole family and i doubt they would be involved.... its fucked up but im 99% sure they had NO part in it... then again...there may be something i dont know

It's rather easy to prove that you didn't purchase something and/or personally use your card at a location.

[God]

sucks , my boa card was comprimised somehow and was used for 7, and it was my debit card #, no clue how they got it, i got the money back within days but since it was right before labor day weekend, it was about a week or so before i got a new debit card, that part was annoying

[chnco]

I work for MBNA/BOA, and I'll make sure you don't get your money back!!

[RedGTS]

I have my debit card info stolen last month, (they made a fake copy of the card somehow...?)what a fucking hassle


took 2 weeks to get $3000 back


MBNA can also get on my ball sack,

later

[Julio]

sucks bro. I would do a credit freeze if I was you. I think in the state if GA you can do this until the peeps with your personal info are caught or they stop.. shit sucks bro.

[Ruiner]

I work for MBNA/BOA, and I'll make sure you don't get your money back!!

I never lost my money and/or paid the bill, so I am good.

[Ruiner]

sucks bro. I would do a credit freeze if I was you. I think in the state if GA you can do this until the peeps with your personal info are caught or they stop.. shit sucks bro.

The card's account has been suspended/killed.

[Julio]

The card's account has been suspended/killed.

thats good. Hopefully thats all the info they had access to.

[Ruiner]

thats good. Hopefully thats all the info they had access to.

No, they have ALL of my info. Fortunately, I have set up a fraud check so that NO cards can be opened under my name unless the credit company calls my cell phone first and I authenticate that this is a proper inquiry.

[Julio]

No, they have ALL of my info. Fortunately, I have set up a fraud check so that NO cards can be opened under my name unless the credit company calls my cell phone first and I authenticate that this is a proper inquiry.

thats even better then a credit freeze.

[mrt0mjones]

had my Debit card swiped by an associate, he just used the credit option everywhere he went..

bought cigarettes and booze (both require id) and got away free, untill i tracked down the gas station filed a report, and finally got the fker on tape.

gluck ruiner,

T0m