Ruiner = owned again v.2 identity theft again

[Ruiner]

also if you file a police report that you were a victim of ID theft and send your police report to the credit bureau they will extend that alert to 7 years as opposed to the normal 90 days.

Now, I DID NOT know this. Thanks for the info! I've already filed one and this new incident will be added.

[brads94accord]

Now, I DID NOT know this. Thanks for the info! I've already filed one and this new incident will be added.

yeah most people dont know this. That fraud alert is your best most proactive protection against Identity theft..all those credit monitoring programs are a waste of money IMO. I'm surprised they didn't try to contact you regarding that situation? MBNA has a very good fraud department.

[Ruiner]

yeah most people dont know this. That fraud alert is your best most proactive protection against Identity theft..all those credit monitoring programs are a waste of money IMO. I'm surprised they didn't try to contact you regarding that situation? MBNA has a very good fraud department.

Well, someone got ahold of my card. I never physically received it. Those same people had my info in order to validate the activation. The card had a $25,000 limit, so $9k didn't seem too outrageous to them I would imagine. With that said, when they did validate the card, they might have given them a fake number so that they (MBNA) wouldn't be able to contact me and have me bust up their scheme.