just be glad you caught it... my wife before we got married had a school credit card that someone used to purchase online porn... she was getting charged 30$ a month for over a year and a half before she found out... she never looked at the bill b/c mom/dad just sent her money to pay everything. so by the time we caught it we could only take off 90 days worth, and had been paying for over a year for porn we didn't get