? what's the best car insurance ?

**sir2civichatch** · 05-23-2005, 04:36 PM

ok... so, i have a 93 civic hatch si with a b16a swap... what's the best insurance to get that will cover my swap?? i have full coverage with allstate right now... but i don't think they are going to cover my swap... any imput would help out a lot... thanks

**Ex_Vtec_Girl** · 05-23-2005, 04:40 PM

everybody has their own opinions about insurance, but i'd say state farm. they will cover any mods on your vehicle as long as you have receipts to show how much it is worth & from what i've been told by other insurance companies, once you're with state farm, you'd be stupid to change companies because nobody can beat their coverage & prices.

**Julio** · 05-23-2005, 04:47 PM

state farm = a JOKE!

I remember when I wrecked the civic back in 03.... When they came to look at the car the appraiser dude said "hnmm , Interesting, Nitrous " 2 month later I get a letter in the Mail saying, They can't insure me anymore, due to having the car modified w/ illegal parts.
I can understand that part no big deal, But what gets me is the fact that when I got the car insured through them, I had to tell them the car " was a show vehicle " In fact I had to pay a little extra a month due to this. Oh well fuck 'm. I wish I can find one of my old State Farm delcaration pages along with the Letter I got from them.
I think they were pissed of because they had to cut me a check for 4900 bucks, well 4400... My deductible was $500.00

I have travelers insurance BY FAR better service then state farm and progressive and Can I say cheaper... yes by a mile.

**Spyder** · 05-23-2005, 04:52 PM

state farm is by far the best insurance company, they do have some of the highest rates..I talk to people everyday that are like "if you bastards didnt pay as well as you do i would never deal with you" so apparently we provide shitty customer service but we pay out well.. lol. just dont get geico or any really small company. i have never heard of a satisfied geico customer..

**Brandon C** · 05-23-2005, 04:55 PM

I am W/ Farm Bureau and have found them to be the best only trick is you have to be 25 and a clean driving record

**Kermit** · 05-23-2005, 04:58 PM

Originally Posted by Spyder Man

state farm is by far the best insurance company, they do have some of the highest rates..I talk to people everyday that are like "if you bastards didnt pay as well as you do i would never deal with you" so apparently we provide shitty customer service but we pay out well.. lol. just dont get geico or any really small company. i have never heard of a satisfied geico customer..

You work for SF?

**sir2civichatch** · 05-23-2005, 04:59 PM

travelers insurance?

**Spyder** · 05-23-2005, 05:02 PM

Originally Posted by Kermit

You work for SF?

yes

**Kermit** · 05-23-2005, 05:04 PM

Same here...CMF at the AOC. You?

**Spyder** · 05-23-2005, 05:09 PM

CSA at AOC lol

**Kermit** · 05-23-2005, 05:13 PM

Everyone reading this is probably like WTF are they talking about, lol.

I'm suprised I haven't met you before. I guess I shouldn't be though, I've been there for 6 years and I still see people almost everyday that I've never seen bofore. I'm i8j7 @ work

**sir2civichatch** · 05-23-2005, 05:17 PM

i just want something that is going to cover my swap

**Spyder** · 05-23-2005, 05:17 PM

Originally Posted by Kermit

Everyone reading this is probably like WTF are they talking about, lol.

I'm suprised I haven't met you before. I guess I shouldn't be though, I've been there for 6 years and I still see people almost everyday that I've never seen bofore. I'm i8j7 @ work

lol email sent

**carrascopa** · 05-23-2005, 05:19 PM

I Have State Farm And They Are The Best.. Did You Know That 3 Out Of Every 5 People On The Raod Are Insured By Them?? Well Its True.. Not Only For Their Excellent Customer Service, But Also Because Of Their Low Rates And Excellent Coverage...

State Farm Is Not For Everyone Though.. If You Dont Have A Good Driving Record Or Are Young They Will Be Very Expensive Or Not Cover You At All.

**Kermit** · 05-23-2005, 05:21 PM

Thanks for the plug!

SpyderMan-I'm not there now, I leave at 4:15

**Julio** · 05-23-2005, 05:26 PM

Hahah good customer service..thumbs down...

**Spyder** · 05-23-2005, 05:28 PM

Originally Posted by Kermit

Thanks for the plug!

SpyderMan-I'm not there now, I leave at 4:15

it will be there tomorrow lol

**carrascopa** · 05-23-2005, 05:38 PM

so kemry and spider man do you know a little black guy by the name of Carlos Hill?? he is a SOB in the MFH nah for real though he is gay and his mom works there too! also a fat girl by the name ojennifer and a dirsty white boy by the name os stephen parker? just curious

**Julio** · 05-23-2005, 05:41 PM

bhahahah good names to bring up Alex... hehe

**Spyder** · 05-23-2005, 05:44 PM

Originally Posted by carrascopa

so kemry and spider man do you know a little black guy by the name of Carlos Hill?? he is a SOB in the MFH nah for real though he is gay and his mom works there too! also a fat girl by the name ojennifer and a dirsty white boy by the name os stephen parker? just curious

no idea lol , i try to keep a low profile here.. there are litterlt 1000 people that work here so i know an estimated 2% of them..

**Kermit** · 05-23-2005, 09:10 PM

I know who Carlos is--works in Fire Claims I believe; didn't know his mother worked there; there's lots of Jennifers so I may or may not know her.

**Kermit** · 05-23-2005, 09:11 PM

Forgot about Stephen Parker...name doesn't ring a bell.

**carrascopa** · 05-23-2005, 09:30 PM

Originally Posted by Kermit

I know who Carlos is--works in Fire Claims I believe; didn't know his mother worked there; there's lots of Jennifers so I may or may not know her.

tell that little homo i said whats up

**Kermit** · 05-23-2005, 09:56 PM

I don't ever see him and am not friends with him, I just know who he is. We used to work in the same department a few years ago, never knew he was into cars.

**carrascopa** · 05-23-2005, 09:58 PM

He Is Into Cock More Than Cars

**Kermit** · 05-23-2005, 10:04 PM

I think that's why I never knew he was into cars. Kinda kept my distance...(here we go)...nah meeeaaann!

**carrascopa** · 05-23-2005, 10:22 PM

Hahahaha!!! Word.. I Knew Him For Years Before He Came Out Of The Closet! Than He Turned Into Super Flamer Andi Havent Heard From Him That Much Since! Kinda Sad Too.. He Was A Good Riend

**RandomGuy** · 05-24-2005, 01:27 PM

1 800 safe auto, pick up the fone the call is freeee!! play it safe!! safe auto!!!

seriously... if ur looking for something cheap I always get the cheapest quotes from them... ((but not good if yer lookin for coverage)) but this post might help some other people in the "Danger high insurance rate" age group.
My quotes: pure liability... bare ass minimum coverage though.
300zx Turbo = $79 down. 80$ month
Starion Turbo= 80$ Down, 71$ month

**sir2civichatch** · 05-24-2005, 01:36 PM

started out with safe auto when i first got the car... then started getting mods and went with allstate... i just want something that is going to cover my car... i don't mind paying 200-300 a month for my insurance... i have 2 cars and i'm already paying 200 a month for full coverage on them... I WANT MY SWAP COVERED were do i need to go?

**Spyder** · 05-24-2005, 02:04 PM

Originally Posted by sir2civichatch

started out with safe auto when i first got the car... then started getting mods and went with allstate... i just want something that is going to cover my car... i don't mind paying 200-300 a month for my insurance... i have 2 cars and i'm already paying 200 a month for full coverage on them... I WANT MY SWAP COVERED were do i need to go?

if you have a good record call state farm, hell call my agent , 770-476-1313 Larry Horne's office. tell them Nick Blackmarr sent you....

**civic95** · 05-24-2005, 04:14 PM

You may want to just insure your car for a certain value. For instance if your car is worth $3000, that's what they will pay if it's totalled, or stolen. So if your swap was another $3000. Then I would just ask to have the car insured for $6000. You'll pay a little more each month though. They might cover a few things if you have receipts, but if you have a $4000 car with $20000 in mods they will never pay $24K if it gets totalled.

**Ex_Vtec_Girl** · 05-24-2005, 04:17 PM

Originally Posted by civic95

but if you have a $4000 car with $20000 in mods they will never pay $24K if it gets totalled.

state farm will as long as you can prove you have $20k in it

**Julio** · 05-24-2005, 04:22 PM

Now that I think about it... depending on what kinda car and conditions and mialege, why waste money trying to insure your swap?

Maybe the stock motor might be more Pricey depending on miles and shit...??

Maybe so ?

**civic95** · 05-24-2005, 04:24 PM

Really? Hmm.. Glad to know I have state farm then. I was thinking about calling them to get mine insured for a certain value, since blue book is only like $3500.

**Julio** · 05-24-2005, 04:25 PM

just don't crash your car, They will fix it, But they will cut you after that, just like they did me.

**sir2civichatch** · 05-24-2005, 05:03 PM

Originally Posted by Julio

Now that I think about it... depending on what kinda car and conditions and mialege, why waste money trying to insure your swap?

Maybe the stock motor might be more Pricey depending on miles and shit...??

Maybe so ?

i have a ctr swap

**jrobbins30041** · 05-24-2005, 07:43 PM

I have state farm I like it

**The Ren** · 05-24-2005, 09:15 PM

i have travlers too..

**green91** · 05-24-2005, 09:20 PM

I use State Farm and USAA both

**bigb996** · 05-24-2005, 09:44 PM

i have the hartford and they freakin suck! its 3k dollars a year for me to drive my spec v that is not even fast enough to cost that much or worth that much. If i pay that for 3 years thats the value of hte car, pretty sad.

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