It not bad. And it doesnt make anyone look bad unless ur still living at home and your parents are paying for your car and insurance bc that is who that applies too. Its also a good idea i think they are sending that out, bc if not, parents who do just buy their kid what they want for their car and not aware of the dangers they participate in, are now warned if they DO race or "drift" that the company will not cover them in case of a accident.