I think you have it mixed up on what choicepoint actually does. All the info that choicepoint gets comes directly from the person or from a company that the user volunteered their information to them. My ex has been working at choicepoint in Duluth for almost 5 years. Choicepoint was a victim, just like how you were with your credit card. BTW, companies like Choicepoint doesnt keep credit card info, your card was stolen based on your own irresponsibility.