Living : I think, if you have a happy/healthy life and dont sweat the small things and keep drama out of your life, enjoy what you do and appreciate what you have accomplish, Then you are ok.

Financially : If you have a good job or business (s) and value/appreciate your hard work put into something, have a nice savings/planning ahead (retirement ) and do not live week to week like some , I think you are ok.

I really wish I had the Patience of people like clark howard, that Mofo will not spend a dime on anything he don't believe in. I know alot of us have spend money on shit that we are like WTF did I just do, I know I have.

Once I buy a house, I will be set, I am really in no rush and know what Im loosing out of right now, But in a year 1 or 2 maybe even less then that, Im jumping into it.
Financially Im there, mentally not ready for the big responsibility yet.

Alot of people in this country, I have learned and seen, that fake the funk alot. Living week to week.. No food in the fridge, Max out credit cards, bills late, No future retirement plans or simply live of credit.. Nothing.. But drive a pimp car and people think right away, ah shit hommie you balling..