my folks, i can't say, but based on past instances where money was involved....i've loaned, never recieved. but no reason to bitch, cause if they didnt(insert reproductive act here) i wouldnt be here. and they've loaned too, but i've had to pay it back, cause i'd never hear the end of it. well, they'd choose 3. me if i had a child, choose option 1.