RANT

[babygurl]

oK...some of you know that my 2004 Nissan Sentra was totalled due to a tree falling on it, on December 14, 2005.

Well it has been nothing but a pain since this happened.

Basically I orginally bought the car, my mother had to cosign with me, and we financed it through Transsouth Financial Company, we also purchased Gap Insurance (great thing to have), but be warned make sure you read the entire contract, with my contract it stated that "if I refinance the car, with another company. the contract is null and void."

I failed to read the whole contract, so as of right now I am responsible for 6,000. On a car that I legally dont own anymore.

I tried getting my insurance company to pay all of it. But they wouldnt budge, so i said screw it, the Gap Insurance will pay it off. Well I get a letter about a week ago, that the claim was denied, because I refinanced the car, and contract was no good.

So yeah I already bought another car before I knew all of this. So right now I have to car payments. cant afford two cars right now!

So either I have to declare bankruptcy, or pay it off when I can. Or get judgement against me and all the BS.

Well I got a letter in the mail yesterday basically stated that Capitol One Auto Finance (the copy I refinanced with) has never completely gotten the title transfered over, my mother never signed the power of atty.

So honestly I am not sure on what to do.

I hate this shit.

I am really just wanting to delcare bankruptcy, and not have my mother sign the power of atty. And say screw them all.

But I am afraid this will come back on me in the long run. So now I get to sit down with lawyers, and see what I can do.

FUCK!!!


END RANT!

sorry so long!