i cant believe someone is arguing that carrying cash is better than carrying a card...FOH. it's even a better solution if you get robbed...somebody robs me and ask for my wallet, guess what i'm going to do, expeditiously hand over my wallet and if i'm still left alive after that i'm canceling all of my cards, go to the bank, withdraw cash that i need until my new card comes in. even at that, most of my money will be left home or i wouldnt bring any if i didnt plan on spending that day. carry cash is asking for permanent problems.