So here we are...Income tax return time!!!

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I got back $400 from state last yr and owed federal $25, can't win.

Id call that a win in my book.

Roof repairs... definitely a fuckin roof repair.. Shingles are old as hell and gonna run me at least 6k to have someone redo the whole thing. A patch would be nice. Outside of that more tools. Can't go wrong there!

Paying off a credit card and then putting the rest towards what I owe on my car.

Sounds like y'all are getting too much back. Get your W2s fixed, and dump some money from your paychecks into a savings account. IRS wouldn't give you an interest free loan, so why give them one?