I don't really get that much back. Regardless of what I get back, I don't really need you to tell me how I should handle my money and how I do what I do. Especially when you don't know me or my background in these areas. I also don't "wait for a refund." I don't need this money. Just nice to get.
I am a well educated person, so yes, I do speak like I type. Why? Later, QD.