When I got my one and only speeding ticket I was in the process of searching for a new car and was looking for the cheapest place for full coverage insurance on a 300zx...i called geico and progressive and nearly every ghetto co. that claimed they were the cheapest but once I told them about the ticket it they were all wanting $5-6,000 per year for an N/A, never bothered getting quotes for a TT. Needless to say, i stayed with the State Farm because the first ticket doesn't count and only got liability on the 300zx I bought. My liabilty rates actually dropped a few dollars a month when I switched from the 1st gen integra to Z32 because it had "automatic" seatbelts....went from a car that was $14,900 new to a $37,900 300zx with 106 more hp and my insurance was less...interesting.