I only read the first page, and it's clearly evident that he paid off his car. He was probably getting billing statements to his home, and he probably was overseas.

It's sort of like my situation. My car payment is drafted out of my account every month. If I pay extra on it, I don't know what I owe until I call and see what the payoff balance is. My mom gets the billing statement once a month and I tell her she can open them. In fact, all of my regular mail comes directly to my (her) house.

I mean, it's not like we really care, but I see what's going on in his situation.