I sense lots of "hates" in this thread.

What I think was his mom bought the car under her credit (which is very common for fresh young college kids when buying a car with good rates).

He's been giving mom the payments to pay toward the car and mom confirmed that it's paid off.

Nothing's wrong with that, why people gotta assume that his mom paid it off? LOL

Dude "did" claimed that HE paid it off.