I've never bought a car at one of those buy here/pay here lots. I would assume they are going to rape you in intrest though (I could be wrong). I hear commercials all the time for dealerships accepting bad credit/no credit. Again the worse your credit, the higher rate you pay. I hate intrest so for me it would not be worth it to even pay 7% (which is for people with good credit), so 10% or more is definitely out of the question. If its worth it to you I'm sure you can find something. Maybe even ask Ron Auto Sales.