i was in NC this weekend, partyed, worked, partied.. etc...

sat night (2am) my boy wanted me to test out his turbo prelude, and take it for a drive.. he was hammered, and under 21, so no driving for him, he wanted to ride along though..
i took it down the road, a few turns, came up over a hill, and sitting there is a stop sign, he didnt tell me about it, i couldnt see it till it was to late, went through the stop sign and slammed into a metal storage contaner.
Good this is we are both ok, i have a sprained ankle, but thats it, he is fine...
Bad thing is, i think the lude is totalled, my insurance dosent cover it, since its not on my policy. He said his didnt eather, because i "dont live in his household".

I was under the impression his insurance would cover it, because the insurance goes with the car, no matter what.... whats yall think?

i offered to pay the deductible too, i know it was mostley my fault..