I think you are legally responsible, but morally, no. Who would feel bad not paying back these thieves? People pay off their credit cards and such for one reason only, to keep their credit score high, not because it will make them a better person.
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I think you are legally responsible, but morally, no. Who would feel bad not paying back these thieves? People pay off their credit cards and such for one reason only, to keep their credit score high, not because it will make them a better person.
Nobody ever held a gun to your head and made you sign up for a credit card. They are offering a service. If you don't like the terms then don't sign the contract.Originally Posted by The Creeper
I understand that, and pay my bills. I would not feel morally wrong not paying them though. Also, look at some of the people that had their interest rates hiked up to 30% for no solid reason. I wouldn't blame them for telling the companies to fuck off.
Hey op...
Are you Morally responsible to wipe your ass after a shit?
*Makes thread*
and nobody made them offer you a contract, which is only worth the paper it's written on. They are making a gamble on your ability and "willingness" to pay them back. If you refuse or and unable to do so then they themselves "bet on a bad pony" so to speak. They took the risk and sometimes it doesn't work out in their favor.
Maybe sometimes it doesn't work out in their favor, but you can bet it will never work out in YOUR favor if you decide not to pay the debt back.
here
just saying......
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