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Thread: Full coverage or Liability?

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  1. #1
    Privateer Racing!!
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    Make sure when you get full coverage you add on additional coverage. For motor swaps and stero and rims. Most people dont know that insurance is only too pay for a stock civic.
    They see it like this, a 00 civic is only worth 5,000 for example. They are charging you too cover that 5k only, But if you ahve 15k worth of mods and expect them too pay you are crazy. You need to have enough coverage to cover the extra stuff.

    When i drove my civic daily, i had it insured for 20K. I would pray someone stole it, but never happened.


  2. #2
    Senior Member | IA Veteran SleeperWRX's Avatar
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    Quote Originally Posted by B18c1Turboed View Post
    Make sure when you get full coverage you add on additional coverage. For motor swaps and stero and rims. Most people dont know that insurance is only too pay for a stock civic.
    They see it like this, a 00 civic is only worth 5,000 for example. They are charging you too cover that 5k only, But if you ahve 15k worth of mods and expect them too pay you are crazy. You need to have enough coverage to cover the extra stuff.

    When i drove my civic daily, i had it insured for 20K. I would pray someone stole it, but never happened.

    I have that, I have a small company insurance (Farmers), my rx7 had some ugly aftermarket wheels, they gave me like $500 for them HAHA. And my civic has a swap, expensive exhaust/suspension, etc. I got it for cheap, but I still wanna get something back if it gets stolen.



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  3. #3
    Senior Member | IA Veteran quickdodgeŽ's Avatar
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    Quote Originally Posted by B18c1Turboed View Post
    Make sure when you get full coverage you add on additional coverage. For motor swaps and stero and rims. Most people dont know that insurance is only too pay for a stock civic.
    EXACTLY! Have receipts and everything for everything you do so you won't lose $5k in mods when time to collect. Later, QD.
    FOR MORE INFO, CLICK THE PIC!!!


  4. #4
    Senior Member | IA Veteran SleeperWRX's Avatar
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    Quote Originally Posted by quickdodgeŽ View Post
    EXACTLY! Have receipts and everything for everything you do so you won't lose $5k in mods when time to collect. Later, QD.

    But I don't have receipts for my parts, since I bought them with the car, but when I put insurance on the car, a insurance agent came by and wrote down all the modifications and came up with the values for all the parts.



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