Make sure when you get full coverage you add on additional coverage. For motor swaps and stero and rims. Most people dont know that insurance is only too pay for a stock civic.
They see it like this, a 00 civic is only worth 5,000 for example. They are charging you too cover that 5k only, But if you ahve 15k worth of mods and expect them too pay you are crazy. You need to have enough coverage to cover the extra stuff.

When i drove my civic daily, i had it insured for 20K. I would pray someone stole it, but never happened.