My civic is a 92, it'll get more from insurance than I paid for it. I like having full coverage on EVERY vehicle in my driveway. Idc if its a $500 car, if it gets stolen, i'd like to get some of my money back. And not bust my ass looking for it, or tell people to look for it lol. I'll just wait for my insurance check.

And If you hit someone, or it's get stolen and you have liability, you're pretty much fucked.