DUDE SINCE YOU NEED someone to explain this. I meant "that's smart" as in um lol that's being smart. To many people buy nice cars, to big of a house, and cant afford it but like to be deemed rich. Im stating QD is smart for paying off his cars and houses cuz alot of people dont even manage doing that. Sometimes they move and sale a house before it's fully paid off, same as cars. My intention for the post was goodjob, thats smart, less bills for you, and congratulations... but a young kid like you needs someone to evaluate a post like this for you to understand it.