Ok i am looking into getting a loan on 1 of my cars so that i can get my wife some suprise stuff she has wanted but is to tight to spend the money on.So i call this lender i have just payed off like 2 months ago not to mention i have about 5 paid off loans from them that where 100% on time and payed off 6+ months early on every single 1 of them so i am in good standing with them.So anyway i call them up get to asking about % rates and so on and they tell me what i nneed to bring to them so they can get started on it i say ok i will call u back tommorow if i feel like i am going to go through with it.Well low and behold i just went online and checked my credit score just to take a look and make sure im still looking good and i happen to see that this fu** ing lender just pulled my credit today without my permission U tell me did he have rights to do so and if not what should i do about it because i am picky as fu** when it comes to my credit