soo.... hows that insurance payment now? Imagine now with a wreakless driving ticket.... looks like you might want to get a honda instead of a bike....
soo.... hows that insurance payment now? Imagine now with a wreakless driving ticket.... looks like you might want to get a honda instead of a bike....
The G Spot Hero
"Nitrous is like a hot girl with STDS, you know you want to hit it but your afraid of the consequences."
You've obviously never priced the insurance on a Honda/Acura.Originally Posted by DirtyMechanic
Four years ago my 2001 Integra was $60 more a month than an Audi A4. A $22k honda vs. a $37k+ Audi. Makes sense to me. The difference is not every parent is out buying their kid an Audi A4 then them crashing it. My Integra insurance was $2 less a month than a '92 NSX with a $70k msrp and a value still $10k more than my Integra...
They steal like what ? 500 Integras to a couple of Audi's and NSX's?Originally Posted by speedminded
hmmm..
Yep! Same goes for the Civics...all by the number of claims. My Land Rover was $75 less a month than the Integra until I turned 25. Then my insurance dropped 55% on the Integra but not nearly as much on the Land Rover. Weird.Originally Posted by Julio
Originally Posted by speedminded
NO. the difference is that you can't stuff an a4 motor or nsx motor into an eg so easily. the theft is what has caused the integra rates to be so rediculous. I could actually insure an nsx cheaper than my itr. :/
meh, julio caught it already.
OP, I've had shitty runins with cops and good ones. Sometimes it all depends on your attitude.
But sometimes, there's not much you can do - there are still a few that fit the stereotype of the picked on kid in HS who grows up to have his revenge for the tiny mushroomcock god stuck him with... :/
Originally Posted by Tasuki_Civic
Nope.. Speedminded is right.. My Porsche insurance is LESS than my insurance on my Honda prelude.. That is because insurance companies go by statistics and that there are a lot more 19 yr olds crashing their honda preludes than 19 yrs crashing a 911..Originally Posted by Black R
Originally Posted by Frög
And you base this on what? Where are your #'s man?
I'm going on facts - look at the top 10 cars stolen since... oh 94 or so and see how many a4's, porsche's, or nsx's on that list. What model dominates that list year after year?
Originally Posted by Tasuki_Civic
It's a combination of everything. Accidents to theft.Originally Posted by Black R
With 100+ more horsepower my Z32 300zx insurance was cheaper than my 1989 Acura Integra insurance, ever seen a 1st gen Integra on a top stolen cars list?
Mustangs have high insurance rates and you don't see them a top ten stolen list.
The '89 Toyota Camry was the #1 stolen car in America for years and it's rates weren't really effected.
My Integra is a 2001. I challenge you to find a list that has a 2000 or 2001 Acura Integra on it. 94-99 yes, 2000-01 no. OBD2b's have immobilizers but it's not like that really effects anything regarding stealing them lol!
Originally Posted by speedminded
To the OP, sorry for going so off topic.
SM:
Do you work in the insurance field? Let's just say I don't anymore.
It sounds like you know a little bit about the subject, so I won't go into the law of large numbers.
The reason more 94-99 integra's were stolen compared to 00-01 is simple: there were more produced over that 6 YEAR SPAN than say the last two production years.
You will find the top seller cars for any given period ranked very highly on the stolen cars list also. Why? Well it's simple - there aren't too many people hotrodding around in camrys (or SUV's this year) but those parts are easy to get rid of on ebay, craigslist, or just to anyone - because chances are a camry that needs a replacement parts is just around the corner with all the thousands of them sold.
Mustangs don't have artifically high insurance rates, imo. They have had plenty of people wrecking them, etc. Not to mention there are so many mustangs driving around that a stolen one would be easy to take the motor and wheels, seats, etc out of and pawn off on another needy mustang owner.
z32 cheaper to insure than a 1st gen integra? Not to nitpick, but what firm offered you better rates on a z32 over a 1st gen integra? You do know that was a very popular model - hence why there went on to be 2nd and 3rd gen here in the US?
Originally Posted by Tasuki_Civic