I have 3 different banks, one of them being Wachovia, and I always ask how long it's gonna take to clear funds. They've been pretty good about it with me. I get wires in/out immediately, and my deposits, even VERY large ones I make (like 250k+), are cleared by the following day. In all my experience with banks, I have always found it best to establish a relationship with whoever the branch manager is (and even some of the other staff), and that usually helps a lot.