Originally Posted by nolimitsteveo
Not true. You dont look like a profitable customer with the card if you NEVER carry a balance wth a bank. No interest is made off you. The best method I have seen is carry a balnce half the year and pay it off half the year.
And remember if you do a balnce transfer at a lower promotional rate your purchase rate is still at the higher rate and payments are allocated to balances with lower APRs before balances with higher APRs. So keep that in mind when carrying a balance.
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