Quote Originally Posted by BeastRodeo
P.S. Atlblkz06, I'm closing the account but I still have to pay for the charges which really sucks. Is there any way I don't have to pay for those?

Make sure that you are certain, when you find a way you dont have to pay... Banks don't joke around with non-payment. Collections is a pain in the ass... plus it kills your credit.. better to just pay up if they aren't going to cooperate with you at all.