Quote Originally Posted by Princess12
You have to have an excellent credit history if applying as a stand alone member. Most of them only accept applications for new members during enrollment periods. Some are willing to work with prime, but most will require prime plus. Others require you to fulfill certain requirements such as being employed by a specific employer, being a family member of a current member, etc.
So basically they take the extra effort in securing their loans. Thank you so much for the information. Reps received.