Quote Originally Posted by thinkfast
Hey man, dont know if you already made your decision or not, but speaking from experience, and basically insurance is how I make my living: You do not need to buy insurance right away on a newly acquired vehicle. Basically all insurance companies in GA work the same, as they are governed by the Insurance Commisioner. You have 30 days or until the end of your policy period to add it, whichever is GREATER.
here's what the law in GA says.


C) If the owner acquired ownership of the vehicle within the past 30 days, if the type of proof described in subparagraph (A) of this paragraph is not applicable but the vehicle is currently effectively provided with required minimum insurance coverage under the terms of a policy providing required minimum insurance coverage for another motor vehicle, then a copy of the insurer´s declaration of coverage under the policy providing such required minimum insurance coverage for such other vehicle shall be considered satisfactory proof or evidence of required minimum insurance coverage for the vehicle, but only if accompanied by proof or evidence that the owner acquired ownership of the vehicle within the past 30 days.



Here is the code section which requires insurance on motor vehicles in the state... Again, you'll see no thirty day waiting period...

33-34-4.
No owner of a motor vehicle required to be registered in this state or any other person, other than a self-insurer as defined in this chapter, shall operate or authorize any other person to operate the motor vehicle unless the owner has motor vehicle liability insurance equivalent to that required as evidence of security for bodily injury and property damage liability under Chapter 9 of Title 40, the 'Motor Vehicle Safety Responsibility Act.'


Quote Originally Posted by thinkfast
If you have a claim you are covered w/ the same coverages you currently have on your policy. I see things like this all the time, every day someone buys a car, gets in an accident. shit happens man. The company does expect you to put it on the policy though, but there is no issue with coverage in the event of a claim. The only thing they can do is charge you a premium from the time you bought it to the current date, thats it. If you are talking about a few days, no sweat man.
Hope this helps
Ok the thing is that I don't have a current policy so is it allright for me to bring my ma's insurance card for my current car and used that car as a safety for the car that I am buying.Do I have to write the title under my ma's name if I'm going to do that or it isn't neccesary at all?