Quote Originally Posted by Ran
Would chopping it off my credit card be considered wise spending?
Hmm....credit cards. Clark Howard says "Don't use credit cards. Use cash to help reduce your amount of debt. And if you owe on credit cards do not close out the account because it will look bad on your credit. Also once the balance is 0, use it twice a year and buy a candy bar. That way it look like your using your credit and keep your credit file in good standing."