See, we got screwed on the loans, because they were unsubsidized, which basically puts them into the realm of signature loans, so the loans are between 10 and 13%. They are not locked either, so that is variable. It really sucks and looking at the total payout if we only make the minimum payments (820/mo or so) is enough to give you a heart attack. We are paying them off with as many extra payments as we can afford.

Edit: oh...and Brooke (these were all her loans) doesn't make nearly as much as Kate will =-(