I would like 100K+, but until then 70% of that will have to do......

I agree with the others who have stated that if you're struggling with the current salary, you'll also struggle at your target goal. The more you have to spend, the more likely you are to spend and then spend some more on credit!!! I'm living proof and now paying for my consequences. I'll be out of the hole and trying my best not to dig back into it within another year though.