all i know is i used tax act, filed the 23rd for fed and state, set up direct deposit for both, both were accepted later on the 23rd for one and the 24th for the other, and i got my taxes back today (supposed to get them tomorrow, but all payments from any govt. agency comes in a day earlier for me because i have a govt bank account, dont know why it does that.)

and on top of all that, it was all gone withing 3 hours of me being off work. i love paying off loans/cards