the insurance policy is in her name dillweed....therefore she is also liable for your dumb ass actions....so lets say you decided to act like a dumb****, which undoubtedly you have before, and i donno, lets say kill someone.....the family of the deceased can come after her as she is the named insured, regardless of who the primary driver is listed as you stupid twat

+1 to her in real life for realizing youre an idiot and not worth making a possible huge mistake over