Quote Originally Posted by StuntallDay
Seriously though, don't throw your money away if you can help it on renting an apartment.....These days, it is so easy to qualify for a home loan.....You could get a smaller home or townhouse for a little over what your budget is for an apartment....and you'd be gaining so much owning a home as oppossed to renting an apartment....Good luck either way.
+1 and nowadays most lenders have no fee mortgages which in turns means no closing costs when you buy a home, and then if you are a first time home buyer there are so many products out there to make the transition well worth it. i know you said you credit is fucked but have you checked your score lately?