View Poll Results: live for the moment or save for when your older?

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  • your not promised tomorrow so i do what i want today.

    15 44.12%
  • id rather be happier a little later in life

    16 47.06%
  • too deep for me to think about.

    3 8.82%
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Thread: saving money. vs. living for the moment.

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  1. #1
    Senior Member | IA Veteran Halfwit's Avatar
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    i think i could push myself to put about 200/month into some sort of ing/hsbc account.

    browsing hsbc as of now..lil confusing seeing as how im new to it, but ehh
    And miles to go before I sleep,
    And miles to go before I sleep.

  2. #2
    IA.COM Founder.
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    Quote Originally Posted by Halfwit
    i think i could push myself to put about 200/month into some sort of ing/hsbc account.

    browsing hsbc as of now..lil confusing seeing as how im new to it, but ehh

    Dont know where you work.. hopefully they offer 401k... I would find out more about that 1st....

    And if they do not offer, look into a ROTH account... Roth's accounts have weird restriction... but is targeted more for the middle class income earners.

    401k you can use for the future.. savings accounts you can use for rainy days and earn good interest without locking your money with CD's , Bonds etc

    Is def going to be confusing at 1st... But well worth it

  3. #3
    Senior Member | IA Veteran Halfwit's Avatar
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    Quote Originally Posted by Julio
    Dont know where you work.. hopefully they offer 401k... I would find out more about that 1st....

    And if they do not offer, look into a ROTH account... Roth's accounts have weird restriction... but is targeted more for the middle class income earners.

    401k you can use for the future.. savings accounts you can use for rainy days and earn good interest without locking your money with CD's , Bonds etc

    Is def going to be confusing at 1st... But well worth it
    YOU QUOTED ME A FEW MINUTES AGO TALKING ABOUT MY 401K

    i dont live in a trailor park, i live in a house. he is amd because i made fun of his graphics on his ugly ass car.

    i said my company matches up to 6% on a 401k, right now i am at 3%(so its 6% cause they match) but will put it at 6% next chance i get.
    And miles to go before I sleep,
    And miles to go before I sleep.

  4. #4
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    Quote Originally Posted by Halfwit
    YOU QUOTED ME A FEW MINUTES AGO TALKING ABOUT MY 401K

    i dont live in a trailor park, i live in a house. he is amd because i made fun of his graphics on his ugly ass car.

    i said my company matches up to 6% on a 401k, right now i am at 3%(so its 6% cause they match) but will put it at 6% next chance i get.

    Thats great... match once you can.. and you will be good to go!

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