i try, i have jsut started a job that is "promising" and better than any job ive ever had, i only have 3% going ot 401k, but company matches up to 6% so next time im able i think ill put it up to 6%.

not too interesteed in "investing, cd's,bonds ect" right now, mainly focusing on stacking a nice amount of money into a few savings accounts and checking. i have certain numbers i want to reach by certain ages.