Whats your Credit Score?

[Annihilation]

It never ceases to amaze me. People want to "impress" others, but since they can't do it in real life, they do it on the internet.

What's even more funny is that when you call them out on it, they try to chalk it up as a "joke" or that they were "just kidding."

this is randomguy

clarify who that was directed towards

and judging by the exact quote do you really think i would bullshit to make myself look ballin to "impress" others.... i'm not the bragger here haha lolol want me to scan my report or better yet take a free more up to date report, since nothing should have changed much since then.

[Ruiner]

this is randomguy

clarify who that was directed towards

and judging by the exact quote do you really think i would bullshit to make myself look ballin to "impress" others.... i'm not the bragger here haha lolol want me to scan my report or better yet take a free more up to date report, since nothing should have changed much since then.

A. I said that NO site gives you your FICO score for free.

B. None of those comments were directed towards you. There are 6 people that claim to have 800 or higher and 3 the claim 850. I would guess that 1, at best, is being sincere, and that none of the 850 claims are legit.

[iloveboost]

Yeah. The majority of ppl are claiming 751-800.

I've worked pretty hard to get my credit where it needs to be. Not to brag but being 23 and having $45,000 in unsecured credit (3 credit cards) available to me whenever I want isn't bad. Not to mention only having a $2,000 balance on one of the cards which is at at 0% int to maintain a good credit/payment history.

There's no point in lying. Threads like this always open up the opportunity for ppl to lie and make themselves feel better about themselves.

[Julio]

this is randomguy

clarify who that was directed towards

and judging by the exact quote do you really think i would bullshit to make myself look ballin to "impress" others.... i'm not the bragger here haha lolol want me to scan my report or better yet take a free more up to date report, since nothing should have changed much since then.

a good credit score doesnt mean you are a baller... I know people who make under 20 K a year with a score close to 800.
Is all about how you manage your finances and how long it has been established and kept in good standing.

A true baller doesnt need credit........

[ISAtlanta300]

True that, Julio.... and i am 'one of the six' who is being sincere, at best....

Jaimecbr900 can vouch on my score before i purchased my house. It was already in the mid 700's averaging about 750 or so.

Since then it has jumped considerably. One of them was over 800 last i checked (about 814 or so). I need to check the other ones and get the average. It is all about managing credit, folks. I am by no definition rich or a baller. But i am very responsible.

You will be amazed at the little things that you can do to improve your credit. Always, ALWAYS pay on time. Pay at LEAST your minimum or more than that. Keep some credit cards open, but don't use them (I have a BOA platinum card with 5k credit that i never used), but also 'use' one of your credit cards but show responsibility in payment (I have an amex blue which I use for my work travels and also bills and stuff with an 18.8 k credit limit. I also have an Amex Platinum).

And to think, at one point, in my 20's , I have raked up about 15.000 in debt, and was considering doing one of those Payment consolidation reduction things. But i made a commitment to pay it off. It hurt my wallet, and i had to eat scraps for a couple of years, but it also helped my credit since then.

I also have extensive apartment rental records and utilities in my name which were also always paid on time

I am also 34 years old and have established credit when I was about 21 or so and had to 'finance' my graduation class ring... lol.