Quote Originally Posted by Ruiner
I think that the minimum is at least 300 I think, but I am sure that you are higher than that if you used yours and paid it off, even if it was 3 years ago.
Nope. It's a 0. Dan just bought a Topkick and they checked his credit obviously to buy it. So for fun we checked mine (I used to have a repo on it from when I was 18 and wanted to see if it was still there. Haven't applied for credit since. That was 12 years ago. Not a credit card or even a utility bill). They said a 0 isn't bad or good. It just means I haven't used it in the past 3 years. I then got my free credit report on line to be sure and it was the same with all 3 major credit reporting agencies.