Right now it is:
750, 752, and 761 depending on the agency.
It's lower than normal as I have had 8 credit inquiries in the last year (when I bought my house last June and when I am refinancing right now, that accounts for 4 or 5) and I also have my TV to pay off (I have the money to pay it off, but it is sitting in an account earning interest until the first payment is due in '08 - I'll pay it off then). I used a Mitsubishi credit card (had to apply for it) to get the special defered payment rate. That was another inquiry.
Using the TransUnion credit analyzer projection tool, they say that my score will jump up to almost 803pts when I pay off the tv and the credit inquiries fall off of my record.![]()