They have tried to charge my friend twice with that actually. The first time he had insurance but left the card at home and the Atl cop wouldnt check the system( he told us that in the parking lot) and the other time his insurance company messed up the VIN on his truck. I am just trying to make sure that I dont go to jail because of this. Like I said, it was an accident and I got coverage as soon as I could so I am fine now.