Quote Originally Posted by Jkuao
A big chunk of it is FICO...another big chunk of it is how much the dealer thinks he can get away with. Ed Voyles Acura salesman thought I was in love enough w/ a TSX to pay MSRP and 7.7% despite my nearly 800 credit score. Infiniti was nice enough to give me 4.9...they would have given me 2.9% on the coupe but I had enough coupes for now. My sister-in-law has over an 800 but she fell in love w/
her IS350 and the dealer got her to pay 6.5% w/ 15k down.

In this case.. .. Atleast we know where you stand with your credit score.... And is obvisous why you get a good APR.

But is up to the consumer to open there eyes and not be dumb enough with a 700 + Score to be happy with a 12% APR.. thats dumb...

your case is diffrent.. What I was saying is in this thread is, the person who started this thread didnt give all the specifics......